IndustriesPowerful AI Phone Agent for Debt Collection
Reach the right party, deliver the required disclosures, and route a willing consumer to a licensed collector — with calling rules enforced before every dial.
- First party
- Third party agencies
- Healthcare receivables
- Recovery
Right-party contact, made at scale and by the rules.
Collectors spend their time on conversations
Dialing and no-answers do not require a licensed collector. Right-party contact does not become a headcount problem.
Calling rules enforced at the gate
Frequency limits, time windows, and suppression are applied before the dial, not audited after it.
Every contact is on the record
Attempts, disclosures, and outcomes are logged as structured data rather than reconstructed from notes.
How it worksThree ways it runs on your line.
Structured contact attempts
Accounts are worked on a defined cadence with attempt caps and spacing you set up front.
Required disclosures delivered consistently
The disclosures you configure are delivered on every applicable call, word for word, every time.
Right-party verification to your script
Identity verification follows your script before any account detail is discussed.
Live transfer to a licensed collector
A consumer willing to discuss the account is transferred live rather than asked to call back.
Payment and negotiation stay with your team
Hubbly Voice does not negotiate, settle, or take payment. It creates the conversation and hands it over.
Callback and appointment scheduling
When a live transfer is not possible, a callback window is agreed and written to the record.
Suppression enforced before the dial
Do-not-call and cease-contact requests are applied at the dialing gate and cannot be overridden per campaign.
Time-zone calling windows
Windows are enforced against the consumer time zone, and a call that cannot be verified does not go out.
Recordings, transcripts, and outcomes retained
Every attempt produces a record, so a dispute is answered with evidence.
ComplianceCompliance is not a setting.
Do-not-call screening, calling-window enforcement, consent handling, and required disclosures are built into every plan and cannot be switched off.
Checks run before the dial, not after. When a check cannot complete, the call does not go out.
Runs inside the stack you already use.
Leads come from your CRM, appointments land on your calendar, and outcomes are written back to the record. No new system for your team to learn.
- Salesforce
- HubSpot
- HighLevel
- Google Calendar
- Microsoft Outlook
- Twilio
- Zapier
- Slack
Priced by conversation, not by seat.
You pay for connected minutes — live, human-answered conversation. Dials that do not pick up and machine pickups are never billed.
FAQQuestions this page gets asked.
- Does Hubbly Voice negotiate or collect payment?
- No. It handles right-party contact, required disclosures, and routing. Negotiation, settlement, and payment stay with your licensed collectors.
- How are calling frequency and time windows controlled?
- Both are enforced at the dialing gate before each attempt, against the consumer time zone. The controls are configured per campaign and cannot be switched off.
- What happens when a consumer asks to stop being contacted?
- The request is captured on the call and applied to future dialing for that account immediately. Suppression is enforced at the gate, not left to a collector to record later.
- What record is kept of each attempt?
- Attempts, disclosures delivered, and outcomes are retained with recordings and transcripts, so a disputed contact can be answered with evidence.
More industriesThe same platform, shaped to a different call.
- Financial ServicesPrequalify borrowers and transfer to a licensed officer.
- InsuranceAnswer quote requests and warm-transfer to a licensed agent.
- Home ServicesAnswer every call and book the job onto the schedule.
- Auto DealershipsAnswer internet leads in seconds and fill the service drive.
- LogisticsRun check calls and escalate exceptions to dispatch.
- Retail and ConsumerAbsorb peak volume and recover abandoned checkouts.
- Travel and HospitalityTake bookings in every time zone and refill cancellations.
Get startedSee it on your own debt collection calls.
Tell us where the calls pile up today, and we will walk through the workflow against your own volume.